Martin Lewis spots deal that lets you get 15 bottles of wine absolutely free

"If you want the wine, why not?" (Image: ITV)

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Martin Lewis has spotted a deal out there that can let you bag 15 bottles of wine for no cost to yourself at all.

And if you're quick you could even get your delivery in time for Christmas.

How? Well it's all thanks to the bribes banks offer people to move to them.

Generally this come in the form of a cash bonus, but student accounts have long offered freebies instead of money – everything from railcards to cinema tickets, free Amazon Prime and even webcams and other tech gadgets in days gone by.

And that's the route Virgin Money has just gone down.

"Virgin Money will give you 15 bottles of wine that it values at £180 . . . if you switch to its bank account," Martin told viewers of ITV's Martin Lewis Money Show.

"If you did it right now, you may – no guarantees – get it in time for Christmas," he added.

He pointed out that you can't buy the wine elsewhere, so you have to take their word for what it's worth.

He added: "If you want the wine, 15 bottles of wine, why not? As long as you drink sensibly. "

The wines on offer
(Image: CHRISTOPHER MANSON)

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You can see the wines included in the case here, with a non-alcoholic option on the table too – although Virgin says this is only worth £75 for the 15 bottles.

You only get the offer if you switch current accounts – rather than just open a new one – and you can't have had a Virgin Money, B, Clydesdale Bank or Yorkshire Bank current account since September 30 either.

You also need to qualify for the current account and complete a full bank account switch using the Current Account Switch Service.

You need to switch to Virgin to get it
(Image: PA)

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The good news is that this is a relatively painless process – and means all your payments in, direct debits, standing orders and more are switched to your new account for you.

There's even a guarantee to make sure it all goes well.

Once that's done, you'll need to deposit at least £1,000 into the linked easy-access savings account and register for the Virgin Money mobile banking app inside 31 days.

But you can take this out again once you have the wine, Martin said.

You'll then get a voucher by email that you can redeem on the Virgin Wines website.

The case itself should arrive within five working days of ordering it.

As an added bonus is also offering new and existing current account customers discounts on certain Virgin Media packages – and you don't have to switch banks to get these.

That's not a reason to switch to Virgin Media if it's not the right package for you, but if you're looking at one anyway it could save you some cash.

If you’re already a Virgin Media customer, you can ask Virgin Media to call you back to discuss what savings they might be able to offer you instead.

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